CDFI – M3

CDFI Lending Partnership

Mission-Driven Business Model

M3 combines business growth with community impact, seeking CDFI loan support to establish operations, create jobs, and build long-term sustainability in underserved communities.

$150,000 Funding Request

CDFI financing to cover startup costs and support operations for the first 18 months

This funding will be repaid responsibly through steady revenue growth and reinvestment in community programs and educational services.

Projected Impact (First 3 Years)

Year 1 (2026)

• Create 3-5 jobs
• Serve 2,700+ students
• Establish 18 school partnerships
• $421K projected revenue
• $168K community funds raised

Year 2 (2027)

• Expand to 7-8 employees
• Scale to 50+ schools
• Launch community workshops
• $1.2M projected revenue
• Positive cash flow achieved

Year 3 (2028)

• Sustain 10+ jobs
• Serve 100+ schools annually
• Expand franchise programs
• $2.5M projected revenue
• Reinvest in microloans & training

Financial Projections Summary

Year	Projected Revenue	Expenses	Net Income	Jobs Created	Community Impact
2026	$421,000	$380,000	$41,000	3-5	2,700+ students served, 18 school partners
2027	$1,200,000	$1,000,000	$200,000	7-8	50+ schools, launch workshops
2028	$2,500,000	$2,000,000	$500,000	10+	100+ schools, expand programs

Our Commitment to Repayment

We are committed to responsible financial management and timely repayment. Our 3-year business plan projects a 20% annual growth rate, supported by community demand, careful expense control, and reinvestment in staff and services.

By Year 2, we expect to achieve positive cash flow, ensuring loan repayment alongside expansion into new markets and educational programs.